Speak
Voice notes in English, Arabic or Hindi become invoices, expenses, payments and payroll runs.
“Invoice Gulf Horizon ten hours of design at 400”Accounting for UAE small businesses · English · العربية · Hindi in English letters
Just say it.
Invora does the accounts.
Speak, type or send a photo, on WhatsApp or the web. Invora’s AI raises your invoices, records expenses, matches your bank, prepares the VAT return, runs payroll and keeps your stock, trips or projects, set up for your industry. It asks before it saves anything, and e-invoicing is free.
Start freeInvoices and e-invoicing, free. Add your books when you are ready.Start free
Are you e-invoicing ready?Find your deadline and the steps to get there.Check readiness
RafiqYour Invora assistantVoice note · English
Illustrative · nothing is saved until you tap
Things owners say to Rafiq
“Invoice Palm Cafe 40 cartons at 95”“Trip Jebel Ali to Musaffah, truck 12, 1,200”“Bill the Palm villa 40% complete”“What is running low?”“Al Reem gave a cheque for 12,000 dated 30 Nov”“Paid DEWA 1,260 from the bank”“Who hasn’t paid me?”“Send Al Reem a reminder”“What’s my VAT this quarter?”“Run October payroll”“How much did we spend on fuel?”“DEWA ko 1260 card se diya”“كم أرباحي هذا الشهر؟”“Invoice Palm Cafe 40 cartons at 95”“Trip Jebel Ali to Musaffah, truck 12, 1,200”“Bill the Palm villa 40% complete”“What is running low?”“Al Reem gave a cheque for 12,000 dated 30 Nov”“Paid DEWA 1,260 from the bank”“Who hasn’t paid me?”“Send Al Reem a reminder”“What’s my VAT this quarter?”“Run October payroll”“How much did we spend on fuel?”“DEWA ko 1260 card se diya”“كم أرباحي هذا الشهر؟”
Meet Rafiq, your AI accountant
Work by talking, not by typing into forms
Most of the work in Invora starts with a sentence, a voice note or a photo. Rafiq, the assistant inside Invora, knows your customers, items, accounts and VAT, does the work, and shows you the result to approve. The name means “companion” in Arabic, Hindi and Urdu.
Snap or upload
Receipts, supplier invoices, bank statements and old trial balances are read for you, scanned PDFs included.
A photo of an ENOC receipt becomes a fuel expense with VATAsk
Answers from your own books in seconds: what is outstanding, who is late, what one customer owes, your profit, your VAT. Tax rule questions are answered from the UAE tax library, with sources.
“What’s my outstanding?” · “When do I need an ASP?”Do it by sentence
Add a customer, change a price, record a payment, send an invoice on WhatsApp, remind late payers or invite your accountant. Each change is shown first and saved only when you tap.
“Change price of site visit to 175” · SaveFreeE-invoicing and sales invoices, on every plan
3 languagesEnglish, Arabic, and Hindi typed in English letters
FTA formatVAT return box by box, ready to copy
AED 59A month for full accounting. No ERP needed
Accounting
Your books, kept for you
Invoices, expenses, bank lines and payroll go into the books as you work. Invora does the bookkeeping; you check and approve.
Home
Everything at a glance,
every morning.
Profit, cash in the bank, VAT due and who owes you, worked out from your books as you work. A short list shows only what needs you today.
- Updated as invoices, expenses and bank lines come in
- Needs you: lines to approve, payroll to run, VAT to check
- Ask Rafiq on WhatsApp for any figure
Bank and cash
Upload your statement.
The matching is done.
PDF, CSV or Excel from any UAE bank. Invora matches payments to your invoices and bills, places the rest by your own rules, and only asks about what it cannot be sure of.
- Emirates NBD, ADCB, FAB, Mashreq, RAKBANK, Wio and more
- Learns a rule after the second time you place a line
- Books and bank balance side by side, so differences stand out
Inventory
Know what is on the shelf,
and what to reorder.
Stock comes in with your supplier bills and goes out with every invoice, at average cost. Invora works out how many days each item lasts at your sales pace and writes the reorder list for your supplier.
- Say “received 50 cartons at 12 from Gulf Stationery”
- Cost of goods sold booked with every sale
- Count stock any time; the difference is booked for you
For your industry
Trips, projects and cheques,
from one sentence.
Transport companies log trips by voice and bill each customer once a month. Contractors raise progress claims with retention. Traders keep post-dated cheques with a reminder before each date.
- Cross-border trips at 0% VAT, profit per vehicle
- Retention tracked until it is due back
- Clearing a cheque settles the customer’s invoices
Expenses on WhatsApp
Send a receipt.
It is in your books.
Photograph a receipt or type “paid DEWA 1,260 card” or “DEWA ko 1260 card se diya”. Invora picks the category, takes out the VAT you can claim, and saves it when you tap Save. Ask “who owes me?” and get the answer from your books.
- English, Arabic, or Hindi typed in English letters
- Nothing is saved until you confirm
- Questions about your books answered instantly
VAT return
Your VAT 201 return,
box by box.
Every figure in the order the EmaraTax portal asks for it, with a copy button next to each one. A checklist shows anything to fix before you file, and you can lock the period once it is submitted.
- Emirate boxes, reverse charge and adjustments worked out
- Built from the same entries as your ledger, so it always agrees
- Record the VAT payment and lock the period in one tap
Payroll
Run the month
in one step.
Salaries, part months, unpaid leave and end-of-service gratuity under UAE Labour Law, worked out for you. Download the WPS salary file for your bank and mark it paid when the money leaves.
- Gratuity set aside every month, not as a year-end surprise
- WPS SIF file checked for missing IBANs and person codes
- Payslips your team can understand
Reports
Know where you stand,
any day.
Profit and loss, balance sheet, cash flow, trial balance and ledger, built from what you already recorded. No journal entries to learn, and an audit trail of every change for your accountant.
- Statements in plain words, not accounting jargon
- Your accountant can review everything in the same workspace
- Print or share whenever the bank or an investor asks
One workspace
Everything a small business needs to keep its books in the UAE
Available now
AI invoicing
Type, speak, photograph or upload. Invora turns it into a tax invoice draft and asks only for what is missing.
Connected pilot
WhatsApp, built in
Send a voice note, a receipt photo or a question such as “who owes me?”. Invora records invoices and expenses, answers from your books and waits for your tap before saving.
Available now
Bank and cash
Upload your statement as PDF, CSV or Excel from any UAE bank. Invora matches what you already recorded, learns your rules and asks only about the rest.
Available now
Expenses and bills
Type it, say it or photograph the receipt. The VAT you can claim is taken out for you, and bills wait until you pay them.
Available now
VAT return in FTA format
Every box of the VAT 201 return in the order EmaraTax asks, with a copy button on each figure and a checklist that links to anything to fix before you file.
Available now
Payroll and WPS
Salaries, part months, unpaid leave and end-of-service gratuity under UAE Labour Law, with the WPS salary file for your bank.
Available now
Your books, kept for you
Profit and loss, balance sheet, cash flow, trial balance, ledger and an audit trail, built from what you already recorded. Lock a period once it is filed.
In testing
E-invoicing, free
Each invoice is checked against the UAE e-invoicing data rules, free on every plan. Sending through an accredited service provider (ASP) is being tested.
Available now
Stock and inventory
Stock comes in with your supplier bills and goes out with your invoices, at average cost. A reorder list is worked out from what you sell.
Available now
Trips, projects and cheques
Industry workflows that start from one sentence: trips billed monthly per customer, progress claims with retention, and a post-dated cheque register with reminders.
Available now
Marketplace and free zone
Amazon and Noon settlements booked with the VAT split, and a free zone income check for the 0% corporate tax rate.
Available now
Cash forecast and who owes you
Ageing by customer and supplier, statements of account, reminders written for you, and 13 weeks of expected cash in and out.
Available now
Team and roles
Give your accountant, sales team, storekeeper or drivers their own login. Each role sees only what it needs, and every change is in the audit trail.
Available now
Payments and credit notes
Record full or part payments, see who owes you and by how long, and keep draft credit notes alongside the invoice.
Available now
Tax library and law updates
UAE laws, decisions, guides and public clarifications from the FTA and the Ministry of Finance, searchable, and answered by Rafiq with the source. Both publishers are checked every day, so changes reach Invora quickly.
Available now
A workspace for how you work
Tell Invora who you are when you sign up: business owner, freelancer, bookkeeper or e-invoicing only. You see the screens you need, and Rafiq suggests what you do most.
Available now
Works with what you have
Bring invoices in from QuickBooks Online (sandbox tested) or Excel, or start with no accounting software. TallyPrime is coming soon.
Invoicing that happens in your chats
See what you receive as the business owner, and what your customers receive. Tap the buttons inside the chat, and switch to Arabic.
in
InvoraRafiq, your invoicing assistant
Today
0:09
“Invoice Al Reem Trading for ten hours of maintenance at one fifty.”
10:41Please check this invoice
Al Reem Trading LLC
TRN 100234567800003 · Al Quoz 3, Dubai
1. Maintenance service
10 hours × 150.00 = 1,500.00
Subtotal: 1,500.00
VAT 5%: 75.00
Total: AED 1,575.00
Dated 23 Oct 2026 · due 22 Nov 2026
Nothing is sent to your customer, ASP or the FTA yet. Reply with any change, like make it 12 hours.
0:14
AI voice summary10:41Tap a button inside the chat to see what happens next.
- Your customer agrees firstInvoices go on WhatsApp only to customers who agreed. Anyone can reply STOP to stop them.
- Nothing sent without youEvery draft waits for your confirmation. Customer messages start only when you switch them on.
- Nothing sensitive in chatNo card details are ever asked for. Payment details stay on the secure invoice page.
- Polite remindersAt most one due-soon and three overdue reminders per invoice. Switch any customer off at any time.
The example business, customer and amounts are illustrative. Messages marked “Approved by Meta” are built and Meta has approved their WhatsApp templates. They switch on when Invora’s WhatsApp business number goes live, and customers only receive them after agreeing to.
Set up for your industry
Which one are you?
Tell Invora what your business does in a sentence when you sign up. It sets up the accounts, screens and shortcuts your kind of business needs.
Stock, credit customers and cheques, kept for you
- Stock goes out with every invoice, at average cost, with a reorder list from your sales
- Post-dated cheques in a register, with a reminder before each date
- Who owes you and since when, with a reminder written for each customer
Just say
“Received 50 cartons of A4 paper at 12 from Gulf Stationery”
Invora fills in the rest from what it already knows about your business. You check it before anything is saved.Free tool
E-invoicing readiness checker
Move the sliders to see your dates and what to do next. No sign-up needed.
Are you VAT registered?
Your go-live date1 July 2027Revenue under AED 50 million
–days to appoint an ASP
- 1Check your trade licence and TRN details
- 2Clean up customer names, TRNs and addresses
- 3Appoint an accredited service provider (ASP) by 31 March 2027
- 4Create invoices in Invora, no accounting software needed
- 5Send e-invoices from 1 July 2027
E-invoicing is free on every plan. With full accounting at your volume: Lite, AED 59 a month at launch.Start free
Dates follow the Ministry of Finance’s announced phases. Confirm your obligations with your tax adviser.- 1 Jul 2026Pilot programmeSelected businesses test with ASPs
- 1 Jan 2027Large businessesRevenue of AED 50M or more · ASP by 30 Oct 2026
- 31 Mar 2027Appoint your ASPDeadline for businesses under AED 50M
- 1 Jul 2027Your go-liveE-invoicing required for businesses under AED 50M
How it works
From voice note to finished books
Step 1
Send what you haveA voice note, receipt photo, invoice, spreadsheet or bank statement, on WhatsApp or the web.Step 2
Invora records itInvoices, expenses and bank lines go into your books with VAT worked out and your own rules applied.Step 3
You check and confirmNothing is saved until you approve. Fix anything by typing or speaking.Step 4
Your books stay readyThe VAT return, profit and loss and payroll are ready when you need them. E-invoices go out once your ASP connection is live.Free tools
Quick checks, no account needed
Work out VAT on any amount, or check that a customer’s TRN is the right shape before you put it on an invoice.
This amount
- Before VAT
- AED 1,000.00
- VAT at 5%
- AED 50.00
- Total
- AED 1,050.00
Pricing
E-invoicing free. Accounting from AED 59.
Every plan includes voice, photo, PDF and Excel inputs, Rafiq the assistant in three languages, and sales invoices with e-invoicing. The paid plans add your full books. Choose the business modules you need: one on Lite, three on Plus, all of them on Pro and Max. Paying yearly saves two months. These are planned launch prices; early access is open and free.
For your volume with full accounting, Lite fits. Invoicing alone is free.
Free always
Start free- Sales invoices and e-invoicing
- Payments and credit notes
- No card needed
- 1 user
- 20 invoices and 20 e-invoices a month
- 10 AI assists a month
- 20 WhatsApp messages to customers
AED 59 / month
Choose Liteor AED 49 a month, paid yearly
- Bank, expenses, bills and the VAT return
- 1 business module of your choice
- No payroll
- 2 users, each with their own role
- 150 invoices and 60 e-invoices a month
- 150 expenses and bills a month
- 100 AI assists a month
- 100 WhatsApp messages to customers
AED 119 / month
Choose Plusor AED 99 a month, paid yearly
- Bank, expenses, bills and the VAT return
- 3 business modules of your choice
- Payroll with WPS for up to 10 staff
- 5 users, each with their own role
- 500 invoices and 150 e-invoices a month
- 500 expenses and bills a month
- 300 AI assists a month
- 300 WhatsApp messages to customers
AED 219 / month
Choose Proor AED 179 a month, paid yearly
- Bank, expenses, bills and the VAT return
- Every business module
- Payroll with WPS for up to 50 staff
- QuickBooks and TallyPrime connections
- 15 users, each with their own role
- 2,000 invoices and 300 e-invoices a month
- 2,000 expenses and bills a month
- 1,000 AI assists a month
- 1,000 WhatsApp messages to customers
AED 549 / month
Choose Maxor AED 459 a month, paid yearly
- Bank, expenses, bills and the VAT return
- Every business module
- Payroll with WPS for any number of staff
- QuickBooks and TallyPrime connections
- 40 users, each with their own role
- 10,000 invoices and 750 e-invoices a month
- 10,000 expenses and bills a month
- 3,000 AI assists a month
- 3,000 WhatsApp messages to customers
Add-ons, each a month: an extra module AED 19, an extra user AED 9, 100 more e-invoices AED 35, 100 more AI assists AED 15. No onboarding fee. Prices exclude VAT where applicable. Paid subscriptions and usage billing are not active during early access. Provider connections are subject to activation. Understand the allowances
Questions
Straight answers
Still unsure? Email customer support at support@invora.ae and a person will reply.
Is e-invoicing really free?
Yes. Sales invoices and e-invoicing are free on every plan, including the Free plan, up to the monthly document allowance. The paid plans add your full books: bank, expenses, the VAT return, statements and payroll.
Do I need accounting software or an accountant?
No accounting software is needed: Invora keeps the books from what you already record. Many owners still have an accountant check the VAT return and year-end figures; they can sign in to the same workspace.
Do I need e-invoicing if I am not VAT registered, or in a free zone?
Yes, if you invoice other businesses or the government. The UAE rules follow the transaction, not your VAT registration, and free zone companies are included. Sales to consumers are outside e-invoicing for now. Confirm your position with your tax adviser.
Can my accountant and staff log in?
Yes, on the paid plans: 2 people on Lite, 5 on Plus, 15 on Pro and 40 on Max, and more for AED 9 a month each. Choose a role for each: accountant, sales, purchases and stock, field staff or viewer. Each role sees only what it needs, and every change is in the audit trail.
Does Invora track stock?
Yes, with the Inventory module, which you can choose on any paid plan. Stock comes in with your supplier bills and goes out with your invoices, valued at average cost. Count your stock any time, and Invora suggests what to reorder from your sales of the last 30 days.
Is the VAT return in the FTA format?
Yes. The VAT 201 return is laid out box by box in the order the EmaraTax portal asks, including the emirate boxes, reverse charge and adjustments. Each figure has a copy button, and a checklist shows anything to fix first. Please confirm your return with your tax adviser.
Which bank statements work?
PDF, CSV and Excel statements from UAE banks such as Emirates NBD, ADCB, FAB, Mashreq, RAKBANK and Wio. The file is read on your device, and uploading the same months again never adds lines twice.
Can I do this through WhatsApp?
Yes, in the connected pilot. Link your number to your Invora account, then send text, voice notes, images, PDFs or spreadsheets. Rafiq can ask for missing details and show a summary for your confirmation. WhatsApp setup is currently arranged during pilot onboarding.
When does e-invoicing apply to my business?
The Ministry of Finance has announced a phased rollout. Businesses with revenue under AED 50 million are in the later phase: appoint an accredited service provider by 31 March 2027 and go live on 1 July 2027. Once live, each e-invoice and credit note must go through within 14 business days of the transaction. Use the readiness checker above, and confirm with your tax adviser.
How does Invora keep up with tax law?
Every day Invora checks what the Federal Tax Authority and the Ministry of Finance publish: laws, decisions, guides and public clarifications. New items are reviewed and added to the tax library in your workspace, and the product rules are updated where they change. Ask Rafiq a tax question and it answers from the library with the source.
Can I ask Rafiq to change things for me?
Yes. Type or say it, on the web or WhatsApp: add a customer, change a price, record a payment, remind late payers, prepare payroll. Invora shows you the change first and saves it only when you tap Save. Your role decides what you can change.
What is an ASP?
An accredited service provider is a company approved to exchange e-invoices on the UAE network and report them to the Federal Tax Authority. Invora prepares and checks your invoices; it is not an accredited service provider itself.
Which languages can I use?
Rafiq understands English, simple Arabic, and Hindi typed in English letters, for example “DEWA ko 1260 card se diya”. You can also send voice notes. The website and workspace navigation are in English.
What is available in early access?
The pilot includes invoice drafts, the business dashboard, customer and item records, voice and document capture, and Excel imports. WhatsApp requires a connected test setup. QuickBooks Online has been tested with a sandbox company. Production QuickBooks access and ASP invoice sending and receiving require provider activation.
Will my invoices be sent automatically?
No. You review the extracted details and confirm before saving an invoice draft. Government or Peppol submission is not live in this early-access release. Production sending and receiving will be enabled after provider onboarding and validation.
What do the planned allowances include?
Invoice allowances are intended to count sent and received documents together, for one business. One AI assist is planned to cover one invoice extraction with up to two follow-up corrections, using up to two audio minutes or three document pages. A delivered WhatsApp reply counts towards the reply allowance. Proactive template messages and extra usage will be quoted separately before purchase. These limits will apply when paid plans launch.
Will I be charged when I create an account?
No. The Free plan never takes a payment, and there is no onboarding fee. Early access does not activate a paid subscription. The displayed amounts are planned monthly launch prices, excluding VAT where applicable. Final availability and plan terms will be confirmed before you subscribe.
Less paperwork. More business.
Start free with your next invoice. Add your books when you are ready.
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